You can use your virtual GiveCard anywhere prepaid cards are accepted, as long as the purchase is allowed by your program's spending rules.
Because every program can have different restrictions, always check the Spend Rules in your GiveCard account before making a purchase.
Depending on your program's rules, you may be able to use your virtual GiveCard for:
Online Purchases
You can use your virtual GiveCard to make purchases online at websites that accept prepaid debit cards.
When checking out, enter your virtual card information as you would with another prepaid card, including:
- Card number
- Expiration date
- Security code (CVV)
- Billing address, when requested
In-Store Purchases
You can use your virtual GiveCard in stores by adding it to a supported digital wallet, such as:
- Apple Pay
- Google Wallet
Once your card is added to your digital wallet, you can use your phone or compatible device to make contactless purchases at participating merchants.
Digital Payment Platforms
Your virtual GiveCard may be linked to supported digital payment platforms such as:
- Venmo
- PayPal
Availability and use of these services may depend on your program's spending rules and the platform's own requirements.
Money Orders
You may be able to use your GiveCard to purchase a money order.
Before attempting the purchase, confirm that the money order provider accepts prepaid debit cards as a payment method.
Important: Your Program May Have Additional Restrictions
Not all GiveCards have the same spending rules.
Your program may restrict certain merchants, stores, items, services, or types of transactions. A purchase may therefore be declined even if the merchant accepts prepaid cards and you have enough available funds.
For example, another GiveCard cardholder may be able to make a particular purchase while your card cannot, because you may be participating in a different program with different spending rules.
Check Your Spend Rules
To see the restrictions that apply specifically to your card:
- Log in to your GiveCard account.
- Go to the Spend Rules section.
- Review the approved and restricted spending categories for your program.
- Make sure the purchase you want to make follows those rules before attempting the transaction.
Your Spend Rules are the best source of information for understanding where and how your specific virtual card can be used.
What If My Purchase Is Declined?
If your virtual card is declined, first check:
- Your available balance
- That your card is active and not locked
- The merchant accepts prepaid cards
- The billing information is correct, if required
- The purchase is allowed under your program's Spend Rules
- The transaction does not fall under a restricted category
If everything appears correct but the transaction is still declined, contact GiveCard Support for assistance.
Remember: Being able to use a virtual GiveCard at a merchant that accepts prepaid cards does not guarantee that every purchase will be approved. Your program's specific spending rules always apply.